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Banking is the business of safeguarding other people's money. Banks lend this money, earning interest and profit for themselves and their customers.


Table of Contents -

Who is a Banker?

A banker is a person who does banking tasks such as taking deposits, making loans, withdrawing funds, and exchanging money.

What are the different career/profession/job options available in Banking?

  • Financial Analyst

  • Personal Financial Adviser

  • Relationship Manager

  • Accountant

  • Auditor

  • Branch Manager

  • Loan Officer

  • Collector

What is the scope of Banking in India?

The banking sector is the backbone of the Indian economy. It offers a wide range of job options to students from many disciplines, including science, commerce, and humanities. It is one of the most rewarding jobs, particularly for those seeking employment in the government sector.

Types of Bankers

  • Investment Bankers

  • Foreign Exchange Trader

  • Asset Manager

  • Equity Analyst

  • Bank Manager

  • Relationship Manager

  • Internal Auditor

  • Budget Analyst

How many years will be required to study Banking as well as basic qualification requirements?

Banking is a 3 year course with a basic qualification of a bachelor's degree in commerce or a management-related specialisation.

What are the top universities in India to study Banking?

  1. DYPUSM Mumbai - School of Management Dr DY Patil University

  2. HITS Chennai - Hindustan Institute of Technology and Science

  3. BK School of Business Management, Gujarat University, Ahmedabad

  4. IPE Hyderabad - Institute of Public Enterprise

  5. AMU Aligarh - Aligarh Muslim University

What are the top universities abroad to study Banking?

  1. Harvard University, the US

  2. Massachusetts Institute of Technology (MIT), the US

  3. Stanford University, the US

  4. The London School of Economics and Political Science (LSE), the UK

  5. University of Oxford, the UK

  6. University of Cambridge, the UK

What are the entrance exams for Banking?

The following in the list are the top bank exams in india:

  • SBI PO

  • SBI SO

  • SBI Clerk



  • IBPS Clerk (CWE Clerical)


  • RBI Officer Grade B

What skills are required to be a Banker?

  • Impactful Communication

  • Customer Service Skills

  • Attention to Detail

  • Problem Solving

  • Confidence

  • Good with numbers

Which type of personality is best for a Banker?

  • Patience

  • Resilience

  • Empathy

  • Rationality

  • Charismatic

What are the pros & cons of working in Banking?


  • Positions are easy to find

  • Working hours are reasonable

  • Can gain valuable work experience

  • Pays above minimum wage


  • Can be a victim of a con artist

  • Job can be stressful at times

  • There may be long periods of nothing to do


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